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Found out who owns our loan well, not really, but read relating to. so, i education our "servicing company", which is ASC (america's examining company), which is actually owned by wells. i asked - who owns my loan. they himmed as well as hawed over giving me the info. with some perseverance, i got a senior manager relating to the phone who said the next. the loan by itself is owned by "Goldman PMSR GSR -F" (literally spelled which way). and the actual contact info was US Bank Domestic Association Trustee, GFR Mortgage loan trust -F. so, i asked "so, what you are telling me is that my mortgage is actually securitzed into some MBS developed by goldman sachs? " she wouldn't alternative the question... i'm not a genius by just about any strech, but i'm not a moron either. i know i am right - which means what are the odds that ANYONE is the deed to my own property? and how do people get in foreclosure on when fiscal loans are so mutilated when mine obviously is definitely. don't these entities require to prove they own the home - by way of having the true deed before they can foreclose? my reason for doing this might be that after looking for loan mods - it's apparent Mr_data will be right - all ASC/Wells would definitely do was to set us into a fabulous forbearance program - and setup an escrow account to grasp or payments despite the fact that they, i presume, trash our credit history and send u . s . into default (and how does this make these products money? ). we could nevertheless refi with FHA (because we no more have % equity in a conventional loan) - but would need to get PMI. we are currently paying. %, even at a refi of. % for a multifam - contribute PMI (which is related to $/mo, i belive) - we are only saving about $/mo. BFD! anyway, just curious if any kind of you have any sort of insight to all of this. should i U . S . trust and try and get them to negotiate a lower int zleda fan art erest? and when that they say NO, will saying "so, i my mortgage has been securitized though a fabulous goldman-sachs MBS - will you guys even produce the to our property? " point being trying to get them to "play ball". WOW - i can't believe how fucked up our usa is. paulson,, geithtner and tons of banksters should all be in jail right nowadays!
CPA plus MBA now important for $k? I i am a CPA connected with over years. I am searching for a better oppportunity at the moment. A job seek out is long delayed. I've noticed of which companies now require a CPA together with MBA for $k? Baby kidding right? Converse about wanting something intended for nothing. It appears my hunt is likely to be interesting. Nope, I had a CPA moreover and make $k I are employed by Wells in SF on their. headquarters. I had a CPA and even over years involving solid public management exp. On the down side to this, I'm only, a female (male accountants always make eco-friendly tea's health benefits female with same exact qualifications), and an important minority (chinese-american). Believe think the corporation would appreciate a friend or relative with my abilities. Let's see japanees tiger tattoo at present: Let's See: You make % beyond the national regular, are under, while you 're complaining? I am not aware of How people thrive in high charge areas, making less than K... Screw a national avg. It will be perfectly doable Once you make $k per annum, that's about buck, a month. For that reason... Rent , Groceries Outfit Transportation Latte Matter Savings , Total , Hmm, I hate the little lists! These little idiotic itemized lists by men and women that claim to rescue half their money as well as have no problem existing on nothing... Then why not dish soap? conventional paper towels? dry cleaning up? laundry quarters? black- unfinished kitchen tables jack shoe repair? utilities???? telephone? ibuprofen? a new whatever can have broken that 4 weeks? etc., etc., accessories. I don't imagine these bullcrap lists for your second.
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